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	<title>Wojtan, Vallone &#38; Melin Attorneys at Law &#187; Consumer Problems</title>
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	<description>Serving clients in Buffalo, Cheektowaga and throughout Western New York</description>
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		<title>A Guide to Small Claims in the NYS City, Town and Village Courts</title>
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		<pubDate>Mon, 28 Sep 2009 04:06:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Problems]]></category>
		<category><![CDATA[Courts]]></category>
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		<category><![CDATA[Small Claims]]></category>

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		<description><![CDATA[The Small Claims Court is an informal court where individuals can sue for money only, up to $3,000 in Town or Village Courts, and $5,000 in City Courts, without a lawyer. If you have a claim for damages for more than $3,000/5,000 you cannot separate it into two or more claims to meet the $3,000/ 5,000 limit.]]></description>
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		<title>New York&#8217;s New Car Lemon Law: A Guide for Consumers</title>
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		<comments>http://www.wojtan.com/1027/consumer-problems/new-yorks-new-car-lemon-law-a-guide-for-consumers/#comments</comments>
		<pubDate>Mon, 21 Sep 2009 19:58:05 +0000</pubDate>
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				<category><![CDATA[Consumer Problems]]></category>
		<category><![CDATA[Lemon Law]]></category>

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		<description><![CDATA[This law provides protection for consumers of motor vehicles against all material defects for up to 18,000 miles or two years of purchase (whichever comes first). Problems must be reported in a timely fashion to either the manufacturer or the dealer.]]></description>
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		<title>Resolving Consumer Disputes: Mediation and Arbitration</title>
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		<pubDate>Mon, 21 Sep 2009 15:00:56 +0000</pubDate>
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				<category><![CDATA[Consumer Problems]]></category>

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		<description><![CDATA[The two most popular types of dispute resolution are mediation and arbitration. In mediation, a neutral third party — a mediator — helps you and the other party try to resolve the problem through facilitated dialogue.]]></description>
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		<title>Credit and Divorce</title>
		<link>http://www.wojtan.com/889/divorce/credit-and-divorce/</link>
		<comments>http://www.wojtan.com/889/divorce/credit-and-divorce/#comments</comments>
		<pubDate>Fri, 11 Sep 2009 02:35:38 +0000</pubDate>
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				<category><![CDATA[Consumer Problems]]></category>
		<category><![CDATA[Divorce]]></category>

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		<description><![CDATA[If you've recently been through a divorce - or are contemplating one - you may want to look closely at issues involving credit. Understanding the different kinds of credit accounts opened during a marriage may help illuminate the potential benefits - and pitfalls - of each.]]></description>
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