Mortgage Payments Sending You Reeling? Here’s What to Do

The possibility of losing your home because you can’t make the mortgage payments can be terrifying. Perhaps you’re having trouble making ends meet because you or a family member lost a job, or you’re having other financial problems. Or maybe you’re one of the many...

Deceptive Mortgage Ads: What They Say; What They Leave Out

If you’re looking for a mortgage to buy a home or refinance an existing loan, you may see or hear ads with offers of low rates or payments. Whether you see them on the Internet, on television or in the paper, or whether they come by fax or mail, some of these ads look...

99 Questions & Answers About Buying A New Home

Homeownership is becoming a reality for more and more Americans. Yet many Americans don’t realize that homeownership is within their grasp. Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer,...

Plain English Guide To Contracts

What is a contract? A contract is an agreement between two or more parties that creates an obligation to do or not do particular things. Contracts almost always contain the following essential elements: * Parties who are competent to enter into a contract. For...